Terms of Service

1. Acceptance of Terms

By accessing and using www.universalreportcenter.com (the "Website"), you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must not use our Website.

2. Description of Service

RN Negocios Digitais LTDA (CNPJ: 48.911.984/0001-99) operates Universal Report Center as an educational content platform focused on health and wellness topics.

Our services include:

• Educational articles about health and wellness
• Informational content about lifestyle topics
• General wellness information

Note: This website is purely informational. We do not sell products or services.

3. User Eligibility

You must be at least 18 years old to use this Website. By using our services, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into these Terms
• All information you provide is accurate and current

4. Educational Content Disclaimer

IMPORTANT: The information on this Website is for educational purposes only and is not intended as medical advice. Always consult with a qualified healthcare professional before making health decisions.

We are not medical professionals and do not provide medical advice. Individual circumstances vary.

5. Intellectual Property

All content on this Website, including text, graphics, logos, images, and software, is the property of RN Negocios Digitais LTDA or its content suppliers and is protected by copyright laws.

You may not:

• Reproduce, distribute, or modify our content without permission
• Use our content for commercial purposes
• Remove copyright or proprietary notices

6. Prohibited Activities

You agree NOT to:

• Use the Website for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the Website
• Transmit viruses, malware, or harmful code
• Scrape, harvest, or collect user data
• Impersonate others or provide false information

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We are not liable for any indirect, incidental, or consequential damages
• We provide the Website "as is" without warranties of any kind
• We do not guarantee uninterrupted or error-free service
• We are not responsible for third-party content

8. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the content or privacy practices of external sites.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Website after changes constitutes acceptance of the modified Terms.

10. Governing Law

These Terms are governed by the laws of Brazil. Any disputes will be resolved in accordance with applicable law.